by Murry Englard, CPA | Jul 27, 2021 | Accounting, Murry Englard CPA, Personal Finance, Taxes
Adjusted gross income is utilized to calculate your credits and allowable deduction from your income. It is your pre-tax income (after all deductions and credits) less the tax. If your adjusted gross income goes lower than the threshold amount, you get to deduct the...
by Murry Englard, CPA | Jul 1, 2021 | Murry Englard CPA, Personal Finance
Total consumer debt in the United States is $14.9 trillion, and credit cards account for a large portion of this debt. The stress of paying several credit card bills can become overwhelming. Debt consolidation is a possible solution. What is Debt Consolidation? Debt...
by Murry Englard, CPA | Jun 2, 2021 | Accounting, Murry Englard CPA, Personal Finance
Getting a credit card is essential for building your credit, buying a house, renting an apartment, or getting approved for a cell phone. They also often have cash reward and travel reward programs attached to them. When you buy things with a credit card, you...
by Murry Englard, CPA | May 5, 2021 | Accounting, Murry Englard CPA, Personal Finance
According to a survey by the American Psychological Association, 72% of Americans stress out about money. If you’re one of those people, keeping track of your spending might help. Though it may seem like a daunting task, doing so could not only help reduce your...
by Murry Englard, CPA | Mar 11, 2021 | Accounting, Murry Englard CPA, Personal Finance
A lot of twenty-year-olds think that they are too young to start saving for their retirement. However, if people who fall within this age range start saving from now, they will have enough money to live comfortably by reaching their retirement age. That being said,...
