A travel credit card is the best way to enhance your trips by paying for everything from flights and hotel rooms to upgrades and lounge access. There are many perks and benefits associated with a travel credit card, but it can also come with strings attached. Some cards have strict rules regarding when and how you can redeem your points.
The best travel credit cards can help you earn points and convert them into travel. They have partnered with some of the best travel companies to provide you with even more perks.
United Explorer
The United Explorer is a great choice for its low fee and high rewards. It also comes with a variety of perks and benefits, such as the ability to earn miles for flights with its partner airlines.
The card’s attractive introductory bonus is also a great addition to the overall value of the card. It comes with a $95 annual fee, which is lower than its competitors. It also doesn’t charge foreign transaction fees, which makes it a great choice for international travel.
Chase Sapphire Reserve
The Chase Sapphire Reserve is also a great choice for its competitive one-time bonus and annual travel credit. It comes with a high rewards earning rate and a competitive one-time point bonus. In addition, its points are worth 50% more if you use the Chase Ultimate Rewards portal to redeem them for travel.
If you’re an avid traveler and are not ready to commit to a single hotel or airline, the annual travel credit can be a great alternative. It comes with a variety of perks and benefits that can help you save for travel. If you want to use the points for other purposes, you can transfer them to a statement credit.
Capital One Venture X Rewards
The Capital One Venture X Rewards credit card is a great choice for those who are looking for a simple and effective way to earn and redeem points. It comes with a variety of perks and benefits, and the annual fee is relatively low.
The card comes with a $300 annual travel credit, as well as a 10,000-point anniversary bonus. It can also be used to make purchases through the Capital One Portal.
The card’s easy-to-use program and the ability to transfer points to other travel partners make it a great choice for those who are looking for a more effective way to earn and redeem points. However, Venture X doesn’t have a domestic transfer partner, so it will take a bit of knowledge to get the most out of your points.
Hilton Honors Aspire Card from American Express
The Hilton Honors Card from American Express also comes with a variety of perks and benefits. For instance, it can provide you with a free night at a participating Hilton property each year. It also comes with a $250 resort statement credit each year.
Despite being one of the most expensive cards on this list, the Hilton Aspire Card also comes with a variety of benefits. While it’s worth more points per dollar, hotel points are typically not as valuable as flexible rewards points or airline miles.
Aside from hotel perks, the card also comes with a variety of other benefits, such as a $250 airline fee credit for purchases at an eligible airline each year.
Marriott Bonvoy Brilliant American Express
This card is also a great choice for hotels due to its large one-time bonus and high rewards earning rate. It has a large annual fee, however, it can be partially justified by its $300 annual travel credit.
If you’re planning on using the card to get more business from a hotel chain, such as Marriott, you need to commit to this company so that you can maximize its value. The card also comes with a Gold Elite Status, which is a nice additional benefit.