by Murry Englard, CPA | Dec 9, 2020 | Accounting, Murry Englard CPA, Personal Finance, Uncategorized
When working out your budget, whether it is for home or business, it is vital to understand the three types of expenses: fixed, variable, and discretionary. Fixed expenses Items that cost you the same per month are “fixed” in place and do not...
by Murry Englard, CPA | Nov 20, 2020 | Accounting, Murry Englard CPA, Personal Finance
An excellent credit score leads to approval on credit cards, loans, and even apartment rental applications. A higher score will also earn lower interest rates. Getting your credit score from bad to excellent can take a lot of work and time. Don’t be discouraged if...
by Murry Englard, CPA | Oct 26, 2020 | Murry Englard CPA, Personal Finance
Nothing can destroy a carefully maintained household budget like the holiday season, but coming out of the holidays with a crippling credit card bill is not inevitable. A few precautions can help ensure that holidays are not spoiled by overspending. First, have a...
by Murry Englard, CPA | Sep 2, 2020 | Murry Englard CPA, Personal Finance
Building your money means not only trying to get paid more but trying to save more money. However, saving money can be difficult if you’re someone who has high living expenses or just likes spending their disposable income regularly. Take a look into these ways...